Decide your risk position first
Before looking at prices, decide what matters more: the lowest possible cost or budget certainty. A business with thin margins and fixed customer pricing should prioritise certainty even at a small premium.
Split the decision
You do not have to fix everything on one day. Fixing a portion of your term or your portfolio, then reviewing again in a few months, avoids the all-or-nothing bet that volatility punishes.
Be ready to move
Volatile markets create short windows of good pricing. Having your data, letter of authority and internal approval ready in advance is what lets you take those windows instead of reading about them afterwards.
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